Flexible Financing for Your Painting Project

Quality painting shouldn’t break the bank. We’ve partnered with Acorn Finance to offer affordable payment plans so you can transform your home now and pay over time—on your terms.

Your Dream Home Shouldn’t Have to Wait

At Queen City Painting and Decorating, we believe every homeowner deserves a beautifully painted home—regardless of budget constraints. That’s why we’ve partnered with Acorn Finance to offer simple, transparent financing options that put you in control.

Whether you’re refreshing your interior, protecting your exterior, or transforming your kitchen cabinets, financing lets you get the professional results you want today without the financial stress of paying everything upfront.

Easy Home Improvement Financing Through Acorn

Acorn Finance is a trusted home improvement financing marketplace that connects homeowners with competitive loan offers from multiple lenders—all in one place. No more shopping around for rates. One simple application, multiple offers to choose from.

Loan Amounts from $1,000 to $100,000

Whether it’s a single room refresh or a whole-home transformation, Acorn has you covered.

Rates as Low as 6.99% APR

Competitive rates based on your credit profile, with terms up to 12 years.

No Impact to Your Credit Score

Checking your rate uses a soft credit pull, so your score stays intact.

Funds as Fast as 1 Business Day

Get approved and funded quickly so your project can start sooner.

No Prepayment Penalties

Pay off your loan early with zero additional fees.

100% Online Application

Apply from your phone or computer in about 60 seconds

Get Financed in
4 Simple Steps

STEP 1: Get Your Free Estimate

Contact us for a no-obligation painting estimate. We’ll walk through your project, discuss colors, and provide transparent pricing with no hidden fees.

STEP 2: Check Your Rate

Apply through Acorn Finance in about 60 seconds. You’ll receive multiple pre-qualified offers without any impact to your credit score. Compare rates, terms, and monthly payments side by side.

STEP 3: Choose Your Plan

Select the offer that fits your budget. Pick your monthly payment amount and loan term. You’re in full control of what works for your finances.

Step 4: Start Your Project

Once approved, funds can arrive as fast as one business day. We’ll schedule your painting project and get to work transforming your space.

Get Financed in
4 Simple Steps

Find a Plan That Works for You

Feature

Details

Loan Amounts

$1,000 – $100,000

APR Range

Starting at 6.99% (based on credit)

Loan Terms

Up to 12 years

Credit Check

Soft pull only — no impact to your score

Approval Time

Pre-qualified offers in minutes

Loan Funding Speed

As fast as 1 business day

Prepayment Penalty

None — pay off early anytime

Application

100% online, takes ~60 seconds

Actual rates, terms, and loan amounts depend on credit qualifications. Not all applicants will qualify for the lowest rates.

Use Acorn Financing for Any
Queen City Painting Service

See What Your Project Could Cost Monthly

These examples are for illustration purposes only. Your actual rate, term, and payment will depend on your credit profile and the offers you receive.

Project Cost

36-Month*

60-Month*

120-Month*

$3,000

~$95/mo

~$62/mo

~$36/mo

$5,000

~$158/mo

~$103/mo

~$60/mo

$10,000

~$316/mo

~$206/mo

~$120/mo

$15,000

~$474/mo

~$309/mo

~$180/mo

$25,000

~$790/mo

~$515/mo

~$300/mo

Based on estimated 8.99% APR. Actual rates and payments will vary based on credit qualifications.

Common Questions About Financing

Will checking my rate affect my credit score?

No. Acorn Finance uses a soft credit pull to show you pre-qualified offers. Your credit score won’t be impacted until you formally accept a loan offer and proceed with the full application.

Most applicants receive multiple pre-qualified offers within minutes of completing the 60-second online application.

Acorn works with multiple lenders who have different credit requirements. Even if your credit isn’t perfect, you may still qualify for financing. The best way to find out is to check your rate—it’s free and won’t affect your score.

Yes. There are no prepayment penalties. You can pay off your balance early at any time with zero additional fees.

Acorn Finance offers loans from $1,000 to $100,000, depending on your credit qualifications.

Once you accept an offer and complete the full application, funds can be deposited into your account as fast as one business day.

Absolutely. You can finance the full project cost or just a portion—whatever works best for your budget.

Additional Ways to Pay

We also accept the following payment methods for your convenience:

  • Cash or Check — Traditional payment accepted on all projects
  • Credit Cards — Visa, Mastercard, American Express, Discover
  • Bank Transfer — Direct bank payment available
  • Partial Payments — Combine financing with another payment method if preferred

Transform Your Home Today — Pay Over Time

Don’t let budget hold you back from the home you deserve. With flexible financing through Acorn, you can start your painting project now and pay on a schedule that works for you.

Let’s talk about your project

During your free estimate, we’ll walk you through your financing options so you can make the best decision for your home and your budget.